Privacy Policy

Effective Date: [Insert Date]

This Privacy Policy explains how HotSwop, Inc. (doing business as Market Monolith) (“Company,” “we,” “our,” or “us”) collects, uses, and protects your personal information when you use our website, services, and platform (collectively, “Services”).

1. Information We Collect

• Account Information: Name, email, business name, billing address, and password.
• Payment Information: Credit card and billing data processed securely through Stripe. We do not store payment card numbers on our servers.
• Usage Data: IP address, browser type, device identifiers, access times, pages viewed, and actions taken.
• Compute Usage: Logs and metadata associated with credit usage, API calls, and system resource access.

2. How We Use Your Information

• To provide, maintain, and improve our Services
• To process transactions via Stripe
• To communicate with you, including product updates or customer support
• To ensure platform security, monitor abuse, and enforce terms
• To comply with legal obligations

3. Sharing Your Information

We do not sell or rent your personal information. We may share data with:

• Stripe: For secure payment processing. See Stripe’s Privacy Policy.
• Vendors & Service Providers: Under confidentiality agreements to help operate our infrastructure (e.g., hosting, analytics, security).
• Legal Requirements: If required by law or subpoena, or if necessary to protect our rights or the rights of others.

4. Cookies & Tracking

We use cookies and local storage to enhance user experience, analyze traffic, and support core functionality. You may disable cookies in your browser settings, though the platform may not function properly without them.

5. Data Retention

We retain personal data only as long as needed to provide services and comply with legal obligations. Credit and usage logs are retained in accordance with internal audit and accounting policies.

6. Security

We implement industry-standard technical and organizational safeguards to protect your data. All payment transactions are encrypted and processed via Stripe. No method of transmission or storage is 100% secure, so we cannot guarantee absolute security.

7. Your Rights

Depending on your jurisdiction (e.g., GDPR or CCPA), you may have rights to:

• Access and receive a copy of your personal data
• Correct or delete your personal information
• Restrict or object to processing
• Withdraw consent at any time

To exercise your rights, email us at scale@marketmonolith.com.

8. International Transfers

Your data may be transferred to and processed in the United States or other jurisdictions that may not offer the same data protection laws as your home country.

9. Children’s Privacy

We do not knowingly collect information from children under 13. If you believe we have done so, contact us immediately at scale@marketmonolith.com.

10. Changes to This Policy

We may update this Privacy Policy at any time. The latest version will always be available on our website. Continued use of the platform constitutes your acceptance of any changes.

11. Contact